CashNetUSA |
Unlike many other payday advance lenders, CashNetUSA is a direct lender. What this means is that you can apply online directly to CashNetUSA and receive immediate approval with cash advanced usually overnight. Other online cash advance lenders take your information and forward it to a network of lenders to review. Occasionally this may provide better terms for your loan, but it also means each lender will pull a credit report. Frequent credit inquiries will reduce your credit score.
For example, if you live in Michigan a payday advance of $500 for 14 days will cost you just $56. In other words, you will receive a $500 advance overnight, and 14 days later your checking account will be debited for $556. Though credit card advances are a cheaper form of short term financing, if your credit card is maxed, or if you have no credit cards, a cash advance from CashNetUSA is a very reasonable alternative for your emergency cash needs.
Installment loans are also available from CashNetUSA in some states. Installment loans of up to $2,000 are available with pay back periods of up to 15 months.
States Not Served
Not all states are served by CashNetUSA. At this time the following states are not served. You may review the terms for your specific state at CashNetUSA by clicking on this link.
| Arizona Colorado Kentucky West Virginia North Carolina Vermont Connecticutt |
Montana Indiana Georgia Pennsylvania New York Maryland New Hampshire |
Pros |
Cons |
| Is A Direct Lender Among The Lowest Fees Flexible Repayment Terms Up to $2,000 Advanced |
Not All States Are Served |
Rating: 4.5 Stars 
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CashNetUSA has been given a 4.5 star rating for its uncomplicated application process, informative website, and low fee structures. They lost half a star due to the fact not all states are serviced at this time.
